Backpacking Travel Insurance

Buying backpacking travel insurance for a gap year is the first time a lot of young people will ever buy travel insurance, so it’s important to make sure you have cover for everything you are likely to want to do during your trip. World First cover over 75 hazardous sports and activities as standard, with upgrade options for winter sports such a skiing and snowboarding.

Most people look for the cheapest backpacking travel insurance, but it’s essential to think carefully about what you actually need cover for. Some travel insurance policies cover bungee jumping, banana riding, scuba diving, parascending, white water rafting and ringo riding automatically whilst other do not – to be fully covered why not make a list of all the things you expect to do whilst backpacking and double check the backpacking travel insurance will cover you.

Lots of backpackers hire mopeds but don’t expect to be covered by your backpacking travel insurance as most policies automatically exclude claims arising from the use of motorcycles unless you hold a valid license.

The most important benefit of backpackers travel insurance will be cover for emergency medical expenses to cover any accidents or illness whilst you are away and in the worst case scenario to cover the cost of flying you back home after an accident abroad. The Explorer backpacker travel insurance for gap year students, which is available from World First , includes £5 million of cover for medical expenses.