Family Travel Insurance

Most travel insurance companies will offer a special rate for cheap family travel insurance. A family is normally considered to be 2 adults and up to 4 children under the age of 18 or 21 if they are still in full-time education and you should check the criteria with your travel insurance provider before buying your policy.

Both single trip travel insurance and annual multi trip travel insurance should be available to families. If you are buying annual family travel insurance make sure that each member of the family can travel independently, particularly if children want to travel abroad unaccompanied.

If you buy travel insurance for a family, you will need to declare any pre-existing medical conditions for each family member and anyone else upon whom you holiday plans depend. This is a general term in the small print of most travel insurance policies.

Annual family travel insurance is a great idea if you take two or more holidays a year and want travel insurance for short breaks without having to buy travel insurance each time you go away on holiday.

Because annual family travel insurance limits the number of days you can be abroad in any one trip, you will need to buy single trip family travel insurance if you are going on holiday abroad for longer than 31 or 62 days.