If you buy backpacking and gapyear travel insurance from World First and need medical treatment whilst you are away, you should pay for it if it is a small amount and make claim when you get back from your holiday.
Larger travel insurance claims can be billed direct to the travel insurer, subject to you contacting the emergency backpacking and gapyear travel insurance service at the time of the emergency and payment of the policy excess if applicable.
If your condition is serious or requires in patient treatment, you should contact the backpackers travel insurance Medical Emergency Service - details are contained in the travel insurance policy document.
Looking for backpacking and gapyear travel insurance and unsure about what's covered and what's not. Buy your backpacking and gapyear travel insurance from World First, The backpacking and gapyear travel insurance specialists. Remember, the cheapest backpacking and gapyear travel insurance isn't always the best backpacking and gapyear travel insurance!