The travel insurance benefits detailed on the Certificate of travel Insurance are for each insured person named on the Schedule of Holiday Insurance.
For annual travel insurance policies the benefits for each insured person effectively refresh at the beginning of each holiday or journey so the complete range of travel insurance policy benefits are available every time you travel. (Please note that when buying travel insurance, the Personal Accident and Personal Money benefits are reduced for children).
However, by the same token, the travel insurance policy excesses apply on an individual basis in the event of a travel insurance claim.
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