Looking For Travel Insurance? Call FREE On 0800 096 46 02

Gap Year Travel Insurance

When buying gap year travel insurance for a year off or backpacking trip it’s important to make sure you have cover for everything you are likely to want to do during your trip. Over 75 hazardous sports and activities are covered as standard by World First, with an upgrade options for winter sports such a skiing and snowboarding.

The most important benefit of gap year travel insurance will be cover for emergency medical expenses to cover any accidents or illness whilst you are on your gap year and in the worst case scenario to cover the cost of flying you back home after an accident abroad. The Explorer Gapyear travel insurance for gap year students, which is available from World First, includes £5 million of cover for medical expenses.

Most people look for the cheapest Gapyear travel insurance, but it’s essential to think carefully about what you actually need cover for. Some travel insurance policies cover banana riding, bungee jumping, scuba diving, parascending, ringo riding and white water rafting automatically whilst other do not – to be fully covered why not make a list of all the things you expect to do whilst on your gap year and check the insurance you are thinking of buying covers you first.

Lots of backpackers hire mopeds but don’t expect to be covered by your Gapyear travel insurance as most travel insurance policies automatically exclude claims arising from the use of motorcycles unless you hold a valid license.

Activities

  1. Abseiling (within organiser’s guidelines)
  2. Archery
  3. Badminton
  4. Ballooning (hot air/organised pleasure rides only)
  5. Banana Boating
  6. Baseball
  7. Basketball
  8. Boardsailing
  9. Bowls
  10. Bungee Jumping (within organiser’s guidelines)
  11. Camel Riding (no personal liability cover)
  12. Canoeing (up to grade 2 rivers only)
  13. Catamaran Sailing (if qualified/no liability cover)
  14. Clay Pigeon Shooting (no liability cover)
  15. Climbing (on a climbing wall only)
  16. Cricket
  17. Curling
  18. Cycling
  19. Deep Sea Fishing
  20. Dinghy Sailing (no liability cover)
  21. Fell Walking
  22. Fishing
  23. Glacier Walking
  24. Gliding (no cover for crewing or piloting)
  25. Go Karting (within organiser’s guidelines/no liability cover)
  26. Golf
  27. Gymnastics
  28. Heptathlon
  29. Hiking
  30. Horse Riding (excl. competitions/racing/jumping/hunting)
  31. Hot Air Ballooning (organised pleasure rides only)
  32. Ice Skating
  33. Indoor Climbing (on climbing wall)
  34. Jet Boating (no racing or liability cover)
  35. Jet Skiing ( no racing or liability cover)
  36. Kayaking (up to grade 2 rivers only)
  37. Kitesurfing/Boarding
  38. Marathon Running
  39. Mountain Biking (recreational)
  40. Netball
  41. Orienteering
  42. Paintballing (wearing eye protection/no liability cover)
  43. Parascending (supervised/over water)
  44. Pony Trekking
  45. Quad Biking (no liability cover)
  46. Racketball
  47. Rambling
  48. Rap Jumping (within organiser’s guidelines)
  49. Rifle Range Shooting - (no liability cover)
  50. Ringos
  51. Roller Skating/Blading (wearing pads & helmets)
  52. Rounders
  53. Rowing (except racing)
  54. Running
  55. Safari Trekking in a vehicle (must be organised tour)
  56. Safari trekking on foot (must be organised tour)
  57. Sailboarding
  58. Sailing (if qualified/no liability cover)
  59. Scuba Diving to 30m (within organiser’s guidelines)
  60. Shooting (within organiser’s guidelines/no liability cover)
  61. Skateboarding (wearing pads and helmets)
  62. Ski Dooing (no liability cover)
  63. Sledging - pulled by horse or reindeer as a passenger
  64. Small Bore Target Shooting (within organiser’s guidelines/no liability cover)
  65. Snorkelling
  66. Softball
  67. Squash
  68. Surfing
  69. Swimming
  70. Table Tennis
  71. Ten Pin Bowling
  72. Tennis
  73. Trekking
  74. Tug of war
  75. Volleyball
  76. Walking
  77. Wakeboarding
  78. Walking
  79. War Games (wearing eye protection/no liability cover)
  80. Water Polo
  81. Water-Skiing
  82. White Water Rafting (within organiser’s guidelines)
  83. Windsurfing
  84. Yachting (if qualified/no liability cover)
  85. Zorbing

Winter Sports

  1. Bigfoot Skiing
  2. Cross Country Skiing
  3. Ice Hockey
  4. Mono Skiing
  5. Off Piste Skiing & Snowboarding (within local ski patrol guidelines)
  6. Skiing
  7. Sledging/Tobogganing
  8. Snowblading
  9. Snowboarding
  10. Tobogganing/Sledging

Website design by Web Bite Design