Travel Insurance Guide Hot Picks

Travel Insurance & Pre-Existing Medical Conditions

Finding good value travel insurance to cover pre-existing medical problems can sometimes be quite problematic, particularly if you are retired and over 65. All travel insurance policies have exclusions relating to pre-existing medical conditions, which exist at the time of buying the travel insurance, so it’s essential to fully declare them before paying for your policy.

Increasingly, travel insurance companies who specialise in holiday insurance for medical problems will operate a Health Screening Service. This often means you will need to call a separate number to gain acceptance of your application for travel insurance. World Firstspecialise in travel insurance for medical conditions and operate a centralised service where you can declare all medical problems, get a travel insurance quote and buy the policy, call FREE on 0800 096 46 02.

If you need travel insurance to cover pre-existing medical conditions call World First Travel Insurance

World First travel insurance operate their own in-house screening service.
Once you have spoken to us about your health problems you will be told if you can buy travel insurance for your pre-existing medical conditions and whether any special terms will apply to your travel insurance policy.

All calls are treated in the strictest of confidence.

World First can insure people with most pre-existing medical conditions, disabilities and special needs to travel worldwide and offer a range of single trip and annual multi trip travel insurance policies. We’ve included some case studies to give an example of the types of medical conditions that can be covered by travel insurance together with examples of the premiums paid.

Sometimes you will have to pay an additional premium on top of the policy to cover your medical problems. But it’s still worth shopping around, as each travel insurance company will have different criteria for insuring medical conditions each depending on a set of questions and answers, your age, destination and medical history.

Accidents/injuries - Outpatient (USA/CAN) £1K - £1500
As above, including brief hospital stay £4K
As above, extended hospital stay £15K
Accidents/injuries - Outpatient (Europe) £500 - £600
As above, including hospital stay/surgery £8K - £10K
Gastro/ear or chest infections/other viruses in
Europe, resulting in missing flights home £1K - £3K
As above, including inpatient stay, no repat £3K - £5K
As above, outpatients, no repat £250 - £600
As above, no repat USA/CAN £2K
As above, WW £800 - £1K
Death, WW incl repat £5K +
CVA (USA/CAN) inpatient incl repat £30K
As above, Europe £10K
Mountain rescue (Skiing) USA/CAN £8K