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Travel Insurance Medical Screening
Travel insurance companies will often require that anybody with pre-existing medical conditions go through a process of health screening prior to applying for their travel insurance policy. Health screening by travel insurance companies is becoming more and more common as travel insurers utilise the latest technology enabling them to better risk-rate their clients and charge additional premiums to provide travel insurance cover for people with pre-existing medical conditions who wish to travel overseas.
Some travel insurance companies operate their systems totally in-house whilst others use third party organisations to do the screening on their behalf. World First travel insurance operate a health screening system that is fully integrated into the sales process and intertwined into Travel First, their advanced back office computer system. This enables World First to take the clients personal details quickly and accuratley, provide a fast quote for the travel insurance policy and then do the health screening all at the same time without the need for clients to be passed around the office or call anybody else about their travel insurance policy.
If you need travel insurance to cover pre-existing medical conditions call World First Travel Insurance
World First travel insurance operate their own in-house screening service.
Once you have spoken to us about your health problems you will be told if you can buy travel insurance for your pre-existing medical conditions and whether any special terms will apply to your travel insurance policy.
All calls are treated in the strictest of confidence.
The travel insurance health screening system employed by Rothwell & Towler intelligently prompts the Customer Services Team to ask a series of general questions followed by more specific questions about the client’s health problems. There are no questions about the types of medication and everything is kept simple for both parties. After building a profile of the client and their medical problems a score is calculated, which after taking other factors such as age and destination into account, will dictate whether travel insurance cover can be provided for the declared medical problems and whether any additional insurance premium is due in order to cover the declared medical conditions under the terms of the holiday and travel insurance policy.
Whilst it may sound complicated, the average call to Rothwell & Towler takes just 11 minutes and over 75% of callers are accepted for instant travel insurance cover although it should be noted that most travel insurance companies won’t cover anyone with a terminal prognosis, if they are travelling against doctors orders or if they are on a waiting list for treatment. It’s always best to call for advice prior to applying for travel insurance cover and Rothwell & Towler provide a freephone number 0800 096 46 02 for all their clients.
