Travel insurance for snowboarding holidays will nearly always cost more then buying travel insurance without snowboarding cover as accidents on the slopes can often lead to expensive claims for medical expenses. It’s therefore essential not to try and save money by buying the cheapest snowboarding travel insurance – instead look for the best snowboarding travel insurance that will better suit your needs.
Snowboarding travel insurance is usually sold as an optional extra alongside regular holiday insurance. Snowboarders who buy holiday insurance to cover their snowboarding holiday will benefit from the additional travel insurance for snowboarding and for their snowboard equipment or lift passes. Injuries caused to others by careless snowboarding can lead to expensive compensation claims so it’s important to make sure your snowboarding travel insurance includes cover for personal liability whilst snowboarding or skiing.
Most snowboarding travel insurance has cover for £5m of emergency medical expenses, which should be more than enough for the majority of snowboard travel insurance claims.
Snowboard accidents often lead to expensive claims for medical expenses and the cost of search, rescue and recovery from the slopes will also push up the costs.
Travel insurance for snowboarding off-piste can sometimes cause problems. You need to check your snowboarding travel insurance cover very carefully as most insurers will insist that you are accompanied off piste by a local guide and that you do not ski or snowboard against any local or authoritative advice.
Other benefits of snowboarding and winter sports or ski travel insurance include the costs of ski-packs for snowboarding lessons and hire of equipment if you have to cancel your holiday or are unable to board due to injury or illness. You should also have cover for closure of the slopes due to avalanche or the lack of snow. With this extra cover you could claim back £20 per day to enable you to go to another resort and the necessary additional cost of a ski pass.