Whether going away for a short family break, are over 65 and looking for insurance to cover your medical conditions or just turned 18 and taking your first backpacking holiday, it’s important to buy the best possible travel insurance, which is right for you.
Most travel insurance policies will offer similar levels of cover and it’s normally the benefits i.e. the amount you could claim or the terms and conditions that will vary. Some policies have exclusions for dangerous activities like scuba diving, skiing and snowboarding and others have higher policy excesses. Some travel insurance policies are designed specifically for backpackers and cover you whilst you are away for up to 12 months. And then there is travel insurance for golfing holidays, cruise holidays, adventure holidays and travel insurance for people who are HIV.
We’ve included a whole section on the small print in the travel insurance guide and will guide you through what all the different sections of your travel insurance are for. We’ll explain everything about holiday cancellation insurance, curtailment cover and emergency medical travel insurance and you’ll also find everything you need to know about travel insurance for winter sports and emergency assistance should things ever go wrong whilst you are on holiday.