Travel insurance for skiing and snowboarding will nearly always cost more then buying travel insurance without cover for winter sports, but it is essential not to try and save money by buying the cheapest winter sports travel insurance possible.
Winter sports travel insurance is normally sold as an optional extra alongside regular travel insurance. Ski and snowboard enthusiasts will benefit from the additional cover provided for skiing, snowboarding and ice-skating and for their equipment or lift passes. Injuries caused to others by careless skiing can lead to expensive compensation claims so it’s important to make sure your winter sports insurance includes cover for personal liability whilst skiing and snowboarding.
Skiing accidents can often lead to expensive claims for medical expenses and the cost of search, rescue and recovery from the slopes will also push up the costs. Most travel insurance therefore has cover for £5m of emergency medical expenses, which should be more than enough for the majority of claims.
Travel insurance for off-piste skiing can cause problems. You need to check the cover very carefully as most insurers will insist that you are accompanied off piste by a local guide and that you do not ski against any local or authoritative advice.
Other benefits of winter sports travel insurance include the costs of ski-packs for lessons and hire of equipment if you have to cancel your holiday or are unable to ski due to injury or illness. You should also have cover for closure of the slopes due to avalanche or the lack of snow. With this extra cover you could claim back £20 per day to enable you to go to another resort and the necessary additional cost of a ski pass.
To be fully covered for skiing and snowboarding you need to make sure you say yes to “winter sports”. World First automatically covers all the other “activities” listed below at no additional cost. If your sport isn’t listed please call our friendly customer services team FREE on 0800 096 46 02 for an instant decision.